Yum Siu Wah v. Wong Chi Shing
Read the full judgment text of HCPI 473/2018 on BabelCite. This High Court CFI judgment was delivered on 2 June 2021.
1. The Plaintiff (“ Mr Yum ”) as driver of a car was injured in a collision on 28 June 2015. The Defendant (“ Mr Wong ”) as driver of the other car has admitted liability. The parties, however, are very far apart in the terms of quantum.
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HCPI 473/2018 [2021] HKCFI 1553 IN THE HIGH COURT OF THE HONG KONG SPECIAL ADMINISTRATIVE REGION COURT OF FIRST INSTANCE PERAONL INJURIES ACTION NO. 473 OF 2018 ________________ BETWEEN
________________ Before: Deputy High Court Judge Laurence Li SC in Court Dates of Hearing: 3-5, 8-9, and 12 June 2020 Date of Decision: 2 June 2021 ________________ J U D G M E N T ________________ The Parties and Their Cases 1.The Plaintiff (“Mr Yum”) as driver of a car was injured in a collision on 28 June 2015. The Defendant (“Mr Wong”) as driver of the other car has admitted liability. The parties, however, are very far apart in the terms of quantum. 2.At commencement of this action, by a Statement of Damages dated 4 May 2018, Mr Yum claimed a total of $32,941,423. A year later, by a Revised Statement dated 24 May 2019, Mr Yum revised his claims to $25,770,672. On the first day of trial, by a Further Revised Statement dated 3 June 2020, Mr Yum reduced his claims to a total of $10,786,842. 3.In his Answer to the Revised Statement of Damages dated 24 September 2019, Mr Wong denied most of Mr Yum’s claims and suggested a maximum total figure of $1,047,982. 4.The major difference between the parties’ figures is due to Mr Yum’s claim that the injuries to his left index finger and to his neck, albeit minor, caused him to lose his highly remunerative job as a salesperson of “super cars”, in his case Ferraris. Mr Albert Yau, appearing with Ms Man Yin Ting, was forthright about his client’s case. In his opening he referred to it as “analogous to a claim by a renowned pianist for the injuries to his small finger.” 5.Mr Wong disputes Mr Yum’s case. The defence suggests that Mr Yum lost his job because of his own personal reasons and in any event could find similar jobs with comparable income potential selling other cars. Mr Michael Ozorio SC, appearing with Mr Ashok Sakhrani, argued in his opening that “[Mr Yum’s] claim has always been grossly exaggerated [and this is] now confirmed by the last minute reduction of the claim by more than 50%.” The State of the Evidence 6.Given the nature and the magnitude of the difference between the parties, the state of the evidence is surprising.
7.One is, of course, mindful that the gathering and presentation of evidence entails costs. Litigants cannot always be expected to find and adduce every piece of evidence. There must be a sense of proportionality. But this case started off with claims amounting to $33 million. Even after two rounds of reduction, the claims remain in the eight digits. Four counsel attended the trial. It is difficult for this Court to understand how the state of the evidence could be what it is. The Joint Medical Reports 8.The most objective evidence is obviously the JMR and SJMR. However, as I will explain below, they do not shed a great deal of light on the issue which fall to be determined. 9.I have read and reread the JMR and SJMR a number of times. At core, the two experts actually agree that there was (1) mild subluxation of the left 2nd metacarpal phalangeal joint (“MCPJ”) causing tenderness and limited movement in the left index finger; and (2) a neck sprain causing some limitation to neck turning. The experts agree that the latter is due at least partly to pre-existing degenerative changes. They further agree that, for the injury to the left index finger, a certain surgical procedure followed by vigorous physiotherapy would likely improve the condition (on a 90% success rate), but there would remain some residual limitation of motion. 10.In the SJMR, the expert appointed by Mr Yum clarifies that he does not think Mr Yum has significant difficulty but only inconvenience in performing shoulder check because of any neck pain and stiffness. The expert further states that “[Mr Yum’s] neck problem should not affect him significantly in driving”. The expert appointed for Mr Wong agrees and goes further to state that, even on Mr Yum’s case that he could only rotate up to 45 degrees, this “would allow him to drive effectively and safely”. 11.The experts differ only on the effect of the injury to the finger. 12.The expert appointed by Mr Yum essentially says:
13.The expert appointed for Mr Wong says:
14.With respect to the experts, they have ventured beyond their expertise. They both diagnose subluxation in Mr Yum’s finger. They also appear to agree that the subluxtion could affect grip and agility. The expert appointed by Mr Yum refers to this several times. The expert for Mr Wong does not say he disagrees. Indeed, he must be implicating agreeing since he too suggests surgical procedure to improve the current condition. 15.What the experts should then consider – being what is within their expertise and would be helpful to the Court to know more – would be the extent of the subluxation bearing in mind the relevance is to driving, e.g., the degree of reduction in grip and loss in agility. 16.It is not for medical experts to opine on – and it is not helpful for the Court to have their opinions on – whether the subluxation meant Mr Yum could continue to be a salesperson of super cars. There is no reason to believe that these medical experts are also experts in super cars, still less in what it takes to be a salesperson of super cars. What the expert appointed for Mr Wong says may seem logical and arguably even common sensical. But exactly because so, there is no additional value in his opining it. The matter is simply not for expert opinion. 17.As for what the expert appointed by Mr Yum says, without a discussion of the extent of the subluxation, it is difficult to follow him to a conclusion that Mr Yum would have any difficulty controlling the manual clutch or automatic transmission of a super car. Moreover, a close reading of what he says begs the question of whether he is actually opining that Mr Yum would have problems being a salesperson of super cars.
18.As I have noted earlier, the parties chose not to call or cross examine the experts. I caution myself against trying to “read between the lines”. Ultimately, I can only read the written words for they plainly say: the experts agree that the injury to Mr Yum’s neck has no significant effect on his ability to drive, and that the injury to his left index finger affects his grip and the agility of his finger. 19.Logic dictates that such injury must have some effect on Mr Yum’s ability to drive, or at least the ease with which he can drive. The important question for our purposes, however, is not whether there is any effect, but what extent is the effect. 20.To use the analogy made by Mr Yum’s counsel, any injury to a finger can affect a pianist. The question is whether the pianist can still play well. That, in turn, depends on (1) what kind of pianist he is; and (2) the extent of the injury. In the former respect, the experts cannot assist. In the latter respect, the experts have not really assisted. 21.The Court is left with only Mr Yum’s own evidence on these matters. This is far from ideal. It also puts the defence at a disadvantage. Mr Yum’s Own Evidence 22.Mr Yum is adamant that a salesperson of super cars must be able to drive the cars with ease, and that his injury has prevented him from doing so. 23.Counsel for Mr Wong tries the best he can to challenge, even discredit, Mr Yum. I agree it is difficult to imagine, for a person who does not drive super cars, how a minor injury to one’s left index finger can affect one’s ability to handle a super car. But, to use again the analogy made by Mr Yum’s counsel, it would equally be difficult for a casual pianist (which I used to be) to imagine how a small but permanent injury to a finger may affect the virtuosity of a maestro (which I certainly am not). 24.There are video surveillance footages. As I have noted earlier, they show Mr Yum to be going about his daily live, thus do not address his case. There are the facts that Mr Yum sold a few Ferraris after the accident and before his employment was terminated and also that he participated in a company sports day. But Mr Yum has plausible explanations, viz., that he did not really play in the field, and that the sales were either completion of earlier efforts or made with colleagues’ help in driving the cars. 25.Ultimately, counsel is constrained by what evidence has been gathered. He simply does not have a solid ground to contradict Mr Yum. 26.In the end, the Court is left with Mr Yum’s say-so about how his injury has affected him. The Court is equally left with only his say-so on how much of a virtuoso in driving a salesperson of super cars must be. 27.Mr Yum also adduced the Discharge Summary for some visits he made to Queen Elizabeth Hospital between 20 May 2019 and 19 July 2019. According to Mr Yum, he had gone to renew his driver’s license and the Transport Department referred him to do an assessment. The Discharge Summary states as follows:
28.On its face, the Discharge Summary supports Mr Yum’s case. But one much also consider that the circumstances in which Mr Yum came to take and took the assessment.
29.Ultimately, the assessment noted in the Discharge Summary was itself based on Mr Yum’s say-so. Further, it was not performed by an expert who knew his/her findings may, at Mr Yum’s choosing, be used in litigation. The person does not owe any duty to the Court. The assessment cannot be treated as adding support to Mr Yum’s case. Finding on Mr Yum’s Injury 30.Thus, again, the Court is left with only Mr Yum’s say-so. In the circumstances, there seems to be two logical options for the Court.
31.Neither option is attractive. After much reflection, however, I have decided that the correct course is to take the second option. This is despite the many serious misgivings I have about Mr Yum’s evidence. It seems to me that the parties must share equally the blame for not adducing proper medical expert evidence bearing on the real issue. Further, it cannot be thought that a claimant must prove his case only by expert evidence. 32.To adopt the analogy made by Mr Yum’s counsel, if a pianist comes to court to say (1) he is in effect a concert pianist and (2) an injury has adversely affected his ability to play, and if the medical evidence turns out to be insufficient on the issue, plus the defence fails to show the pianist to be incredulous, then the court would have to accept, however reluctantly, the pianist’s say-so. 33.I find that the injury to Mr Yum’s left index finger has affected his driving super cars such that it has affected his ability to be a salesperson of super cars. Effect on Mr Yum’s Income 34.After my finding above, the next major questions are whether Mr Yum can find alternative and similar employment, and what the likely income of such employment would be. 35.The parties are ad idem that Mr Yum would like to and is able to stay in the automotive industry. This is natural since, on Mr Yum’s own evidence, he was a salesperson of other brands of car before selling Ferraris. Indeed, on his own case, for the other brands, he rose quickly to be among the “top sales” because of his own enthusiasm and knowledge about cars and natural skills in relating to customers. 36.By the time of trial, Mr Yum had returned to the industry. He was a Senior Customer Service Officer in a company which sold second-hand luxury cars. 37.As I have mentioned earlier, there is a paucity of evidence on the income of a salesperson – indeed, a good salesperson – of normal cars. Mr Yum tells the Court what he makes in a relative back-office role. It is substantially less what he used to make. Perhaps this is unsurprising. One might expect a sales job to make more money. But there is no evidence on this. More importantly, there is no evidence on what Mr Yum would make if and when he takes up a job as a salesperson and excels at it again. 38.Mr Yum says in his evidence that he could not drive without special aid (the snob and mirror mentioned in paragraph 5 of the Discharge Summary), that he feels useless and distraught for not being able to do what he loves (selling cars), and that he has had to try to “find a job which did not require me to drive.” 39.This part of his evidence is hardly objective and I cannot rely on it. Conceivably Mr Yum may really feel the way he says he does. But both medical experts are unequivocal that Mr Yum is able to drive normal cars normally and can be a salesperson of normal cars. 40.Furthermore, it is difficult to understand why Mr Yum has not tried harder.
41.As a matter of common experience, it is too extraordinary that a minor injury to one’s left index finger would prevent normal driving. I cannot accept this part of Mr Yum’s evidence. 42.In any event, from his background and his giving evidence, I can see that Mr Yum is a talented and driven individual. Even if he were unable to be a salesperson of cars, I have no doubt that he would be able to find other prosperous employment. 43.Mr Yum’s current income is not indicative of what he can earn. But without that figure, one is again left with no useful evidence. In the circumstances, there seems to be three options for the Court.
44.After some reflection, I think the third option fairest. Given what the medical experts have estimated, I cannot say there is no evidence whatsoever. There is evidence on the issue, albeit from a different angle. I am also not prepared to guess how the income of salespersons of different cars compare. 45.I find that the injury to Mr Yum’s left index finger results in a loss of earning capacity of 3%. 46.With the above main findings, I turn to deal with the various heads of claim. Pain, Suffering, and Loss of Amenities 47.Mr Yum claims a lump sum of $550,000 for pain, suffering, and loss of amenities (“PSLA”). Mr Wong suggests a figure of $250,000 if Mr Yum will undergo the surgical procedure to his finger, and $200,000 if not, subject to a 30% discount for pre-existing degeneration contributing to the neck condition, thus a net figure of $175,000 or $140,000. 48.The justifications which Mr Yum gives in his Further Revised Statement of Damages for his figure are that (1) he could no longer drive a Ferrari even for pleasure; and (2) his wife is a beauty and his injuries have adversely affected their intimacy. 49.As to his first justification, the evidence is clear that a Ferrari can be driven for pleasure by anyone with normal driving ability, which I have found him to have. As to the second justification, I do not think one can increase a claim for loss of intimacy because of one’s spouse’s physical attribute. But I read Mr Yum’s assertion more as an expression of affection. In any event, there is no evidence and I do not accept that his injuries could affect intimacy in any significant way. 50.There should be a discount for pre-existing degeneration. But I do not think whether Mr Yum undergoes surgical procedure to his finger would affect this head of claim much. 51.I assess the damages for PSLA to be $250,000. Loss of Earnings 52.After two rounds of reduction, Mr Yum claims $9,991,262 for accrued and future loss of earnings. Mr Wong suggests a sum of $577,402 plus possibly another $150,000 for loss of earnings capacity. 53.The bulk of Mr Yum’s claim flows from his allegation that he is unable to be a salesperson of even normal cars. I have found against this. 54.I will accept that there was a period of recovery during which Mr Yum’s ability to work and income suffered. The evidence supports this. Mr Yum’s performance did decline. He also visited doctors and therapists often. For present purposes, I take this period to be 12 months. This was approximately the period during which Mr Yum regularly visited doctors and therapists. 55.A large part of Mr Yum’s income as a salesperson of Ferraris was in commission. This has given rise to complication and dispute about his pre-accident income. For example, whether one averages Mr Yum’s income over 5 years or 3 years could make a significant difference. It also does not logically matter much whether Mr Yum had sick leave, since he could not be working to produce commission during that time. 56.Having studied the different calculations, I think it fairest to adopt the figure which Mr Yum himself stated in his pre-action letter dated 17 February 2017, of around $55,000 per month. This also accords with the figures in his tax return and the figure his employer provided. 57.Mr Wong in his Answer to the Revised Statement of Damages has admitted an accrued loss of earnings of $577,402 on the basis of a very slightly lower figure and substantially the same time period. Adopting Mr Wong’s approach, I assess the amount to be $600,000. A quick calculation indicates the tax liability of someone with a monthly income of $55,000 at around 10%. Thus, deducting tax puts the loss at $540,000. 58.Post recovery period, i.e., from July 2016 onwards, I look to the medical experts’ estimates of loss of earnings capacity. As I have noted earlier, the experts estimate the loss due to the finger injury to be 2% and 4%, and I take the average at 3%. 59.The experts also estimate the loss due to the neck injury to be 2% and 2-3%. Although the experts agree, and I find, that the neck injury does not prevent Mr Yum from being a salesperson, I am prepared to accept that there is some small adverse effect and allow some compensation. This is similar in logic to my reasoning earlier that, while the finger injury does not prevent Mr Yum from being a salesperson of normal cars, there is some effect and I would allow some compensation. 60.The JMR and SJMR are not clear whether the experts meant the estimates to be before or after discounting for pre-existing degeneration. To be on the generous side, I adopt a percentage of 2% for the neck injury attributable to the accident, i.e., after discounting for pre-existing condition. 61.In 2016, Mr Yum was 45. Up to retirement at 65 would be 20 more years. On a combined 5% loss of earning capacity, the monetary loss would be $660,000. Deducting tax at 10% would put the figure at $594,000. 62.I am aware that the above does not account for time value of money. But it also does not account for likely natural increase of income over time. Taking matters in the round, I believe the methodology sound. 63.I also note Mr Wong’s argument that since both experts agree Mr Yum could undergo a surgical procedure to improve his condition, his choice not to do so should be regarded as a failure to mitigate. I am unable to proceed on such a basis. There is not enough evidence to suggest how much the procedure would have improved his condition, and how it would have affected the experts’ estimates on loss of earnings capacity. Loss of Congenial Employment 64.Mr Yum claims $150,000 for loss of the prestige and personal pride and enjoyment in being a Ferrari salesperson. I am unable to accede to this claim. The evidence shows that his employer was not assured of the distributorship from Ferrari; Mr Yum could not have expected his position never to change. Moreover, surely one derives more pride and enjoyment from doing a good job, or from the nature of the job, than from association with a single brand. Other Accrued Special Damages 65.Mr Yum claims $95,580. Mr Wong’s opening states that “[he] would not challenge the sum of $85,580.” I read this as actually referring to the sum of $95,580. In any event, I do not propose to dwell on the small difference (if a difference was meant). I assess the amount to be $95,580. Total Amount and Interest 66.Adding the above figures under the various heads, the total is $1,479,580. 67.For the sake of completeness, I record that Mr Yum has stated he would give credit for any sum received or to be received on account of any employee’s compensation payable to him. 68.As for interest, Mr Yum claims 2% per annum from the date of service of the Writ to the date of judgment for general damages, and half judgment rate from the date of accident to the date of judgment for special damages. Mr Wong does not seem to seriously dispute this. I so award. Costs and Conclusion 69.This trial being for assessment of damages, there probably had been pre-trial negotiations and offers between the parties. Costs may turn on those matters. On present information, it appears that the defence is the substantial winner. I make an order nisi that costs be to the defence, to be taxed if not agreed, with certificate for two counsel. 70.I thank counsel and solicitors on both sides for their patience and skills in taking this Court through issues which are no doubt familiar to experienced personal injuries practitioners like themselves. My remarks in this judgment about the state of the evidence are not meant to reflect on them. They too are constrained by what may be available, and what may be cost efficient to gather and prepare. I only hope that, in future, where a claimant runs a special case such as Mr Yum’s case here, parties may focus early on the special issues and consider what particular evidence would be most helpful.
Mr Albert Yau and Ms Man Yin Ting, instructed by Messrs Lau, Chan & Ko, for the Plaintiff Mr Michael Ozorio SC and Mr Ashok K. Sakhrani, instructed by Messrs Munros, for the Defendant |
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