Read the full judgment text of HCMP 003534/1994 on BabelCite. This High Court CFI judgment was delivered on 17 February 1998.
1. In July 1992, a woman named Chow Fung Lin (whom I shall call 'Fanny Chow') took out a policy of life insurance with the National Mutual Insurance Company (Bermuda) Limited (the 'insurance company'). One of the reasons why she chose that company was because an old acquaintance of hers, a woman named Chan Mei Lan ('Chan') was employed as an insurance agent by that company and it was Chan who assisted her in completing the necessary forms. The policy was on Fanny Chow's own life. However, she fo