Total Market Ltd v. Crosby Wealth Management (Hong Kong) Ltd

Case No.HCA 2168/2008
Court
High Court CFI
Date27 Jul 2009
Judge
Case Document
100%

HCA 2168/2008

IN THE HIGH COURT OF THE

HONG KONG SPECIAL ADMINISTRATIVE REGION

COURT OF FIRST INSTANCE

CIVIL ACTION NO. 2168 OF 2008

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BETWEEN

  TOTAL MARKET LIMITED Plaintiff
  and  
  CROSBY WEALTH MANAGEMENT
(HONG KONG) LIMITED
Defendant

____________________

Coram: Before Madam Registrar Au-Yeung in Chambers

Date of Hearing: 16 July 2009

Date of Judgment: 27 July 2009

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REASONS FOR DECISION

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1.This is an application for expert directions on quantum only.

The General Principles

2.A summons (or case management summons) applying for expert directions should contain a list of issues for the intended expert to answer.  If both parties want expert directions, they should endeavour to agree the issues.  If they cannot agree, the court will determine the issues to be put to an expert after considering the parties’ submissions.

3.The advantages of a list of issues are many:

(i)  It focuses the parties’ minds on the real issues of a case.

(ii)  It helps the parties to consider whether they have pleaded all the issues and apply for amendment to the pleadings as early as possible.

(iii)  It avoids experts giving opinions on different issues.

(iv)  It helps the parties to decide how controversial the issues are and hence decide if it is appropriate to appoint a single joint expert (“SJE”).

Failure to prepare or consider the list of issues will cause wastage of time and costs.

Background of Case

4.The Plaintiff sued the Defendant, a provider of investment advisory and asset management services,for breach of contract in wrongfully trading in securities on its behalf (described as “the Error Trade” in the list of issues).  The Plaintiff suffered loss – being the additional payments for the Error Trade, loss in interest income that it could have otherwise earned and additional costs for unwinding the remaining securities minus amounts received.  The Defendant claimed that the Plaintiff knew or ought reasonably to have known of the Error Trade but affirmed or failed to countermand the trading.  It failed to mitigate its loss despite numerous opportunities to do so.  

The Summonses

5.The Plaintiff took out a summons for expert directions in such terms that parties should first exchange provisional expert reports on the calculation of the Plaintiff’s loss on a without prejudice basis.  The experts will then meet on a without prejudice basis and prepare a joint report indicating those parts of their evidence on which they are, and those on which they are not, in agreement.  The signed reports will be exchanged within 14 days of the meeting of the experts.

6.The Defendant also took out a summons, for leave to appoint a joint expert to provide a report setting out his calculation of the quantum of the Plaintiff’s loss on the basis put forward by each party in its pleading.  Alternatively, each party is to appoint one expert to provide that report.

7.Both summonses have not set out the list of issues that the expert is required to address.  After various exchanges, the final points of dispute between the parties are as follows:

(i)  whether expert evidence is required at all;

(ii)  the issues to be addressed by the expert(s); and

(iii)  whether an SJE should be appointed.

Whether Expert Evidence Is Required At All

8.The Defendant has obtained preliminary advice from its own expert who informed them that no expert evidence is required, as the market price of the subject securities can be easily obtained from a financial advisory broker.  The calculation of loss of the Plaintiff can be done by ascertaining the market price(s) of the securities and applying a known formula.  As for loss of interest, the interest rates can be obtained from the Plaintiff’s bank, and applied to the notional bank balances in the Plaintiff’s bank account.

9.The Plaintiff accepts that the market price of securities can be easily ascertained but would want expert evidence on the proper calculation of the loss.  The monthly statements provided by the Defendant are very difficult to comprehend.  The amount comprised the whole of the Plaintiff’s portfolio.  As for the loss of interest, the interest rate might well be obtained from the Plaintiff’s bank.  However, an expert’s assistance is still required for accurate calculation of the Plaintiff’s loss, e.g. in applying different interest rates compounded on different notional bank balances on different dates.  Mr. Chin queries whether or not parties can do this calculation manually.  The Plaintiff’s preliminary expert calculation ran up to 7 pages just for one unwinding date on 17 September 2008.

10.Having heard the submissions, I agree with the views of the Plaintiff.  Engagement of an expert to calculate the quantum is justified rather than leaving the parties to do the calculation manually.

Issues to Be Addressed by the Expert(s)

11.The list of issues (“Issues (A) to (H)”) is as follows:

Calculation of the losses suffered by the Plaintiff as a result of the Error Trade on the following dates:

(A)  7 November 2007 [Defendant’s issue]

(the first trading date after the Plaintiff received the trade confirmation and term sheet which showed that the Plaintiff would be accumulating 1,000 securities per day)

(B)  3 December 2007 [Defendant’s issue]

(the first trading date after the December 2007 statement from the [Bank] which was the first [Bank] statement showing the position of the Error Trade)

(C)  6 December 2007 [Defendant’s issue]

(the date on which the Defendant listed out all investments the Plaintiff had in its account at that time in an e-mail and suggested the Plaintiff to take profits but they did not do so with respect to the Error Trade)

(D)  3 January 2008 [Defendant’s issue]

(the date of the December 2007 and the January 2008 [Bank] statements before 7 January 2008)

(E) 7 January 2008 [Defendant’s issue]

(the date on which the Plaintiff first raised the error with the Defendant)

(F) 13 February 2008 [Defendant’s issue]

(the date on which the Plaintiff asked the Defendant to restate the weekly summary from 1,000 securities per day to 100 securities)

(G)  30 July 2008 [Defendant’s issue]

(the date on which the Plaintiff raised the error with the Defendant again)

(H)  16 and 17 September 2008 [issue of both the Plaintiff and the Defendant]

(the actual dates of the unwinding of the Error Trade)

12.The Plaintiff does not agree to Issues (B), (C), (D) and (F), alleging that they have not been pleaded.

13.I have read the Defence.  In paragraph 20 of the Defence, it was pleaded that notice of the Error Trade has been given by the Defendant and the Bank to the Plaintiff by way of the Banks’ Statement of Investments on 1 December 2007.  In paragraph 21, it was pleaded that between 23 November 2007 and 7 January 2008, the Plaintiff had unconditionally affirmed the Trade.  The Defendant relied upon, amongst others, an email on 6 December 2007 wherein the Defendant advised the Plaintiff of, inter alia, the Trade and invited the Plaintiff to “take profit”.  The prices of the underlying securities on 3 and 6 December 2007 were expressly pleaded.  These cover Issues (B) & (C).

14.In paragraph 23, it was pleaded that on 3 January 2008 and monthly thereafter, the Defendant and the Bank again gave notice to the Defendant of the Trade, and its cost and position on the Defendant’s accounts, by the Statements.  In paragraph 24, the Defendant repeats paragraph 19 of the Defence which effectively says that the Plaintiff should have countermanded the Trade and mitigated its loss.  The price of the underlying securities as at 3 January 2008 was pleaded in paragraph 30.  These cover Issue (D).

15.In paragraph 32, the Defendant pleaded that the Defendant and the Bank gave notice to the Plaintiff of its continuing obligations under the Trade by email dated 13 February 2008, which the Plaintiff asked by email to be restated as 100 securities per day, to which the Plaintiff agreed by email.  The price of the underlying securities as at 13 February 2008 was pleaded in paragraph 33.  The Defendant repeated its paragraph 19 of the Defence in respect of the notice given in paragraph 32, again to say that the Plaintiff should have countermanded the Trade and mitigated its loss.  These cover Issue (F).

16.I am satisfied that the Defendant has pleaded Issues (B), (C), (D) and (F).  All of Issues (A) to (H) may be put to the expert.

Single Joint Expert to Be Appointed?

17.Each party proposes to appoint its own expert.  The Plaintiff proposes to call an expert on forensic accounting, namely Pricewaterhouse Coopers.  The Defendant proposes to call an expert on accounting, namely, Deloitte & Touche Financial Advisory Services Ltd. Each party wants to appoint its named expert to be the SJE should the Court see fit to appoint one.

18.Having considered the issues, the securities prices and interest rates should not be controversial.  The formula for calculation of the value of securities is not in dispute.  The expert evidence is much a mathematical exercise.  I am of the view that an SJE will be sufficient for this case.  I have not been told the difference between a forensic accountant and an accountant.  I will direct the appointment of an accountant.

Costs

19.Had the parties been better prepared, much time in court could have been saved.  One party suggested that no expert was needed after a summons for appointment of expert was taken out.  The list of issues were not drawn up until the Court so directed.  Although stated to be agreed, one party disputed that agreement.  The ultimate order is quite different from what each party proposed in its summons.  The hearing was longer than necessary.  Each party needs to bear some responsibility.  There should be no order as to costs of the first hearing.  Costs for this hearing should be in the cause and the time limited to half an hour, for taxation purpose.

Conclusion

20.I direct as follows:

(i)  Leave to the parties to appoint a single joint expert in accounting.

(ii)  Parties shall agree on the name of the SJE within 7 days of this Order, failing which directions should immediately be sought from the Court.

(iii)  The SJE is to give an opinion on the quantum of loss in value of the securities and interest suffered by the Plaintiff as a result of the Error Trade on the dates set out in Issues (A) to (H).  [These issues should be set out in the order.]

(iv)  The parties do issue joint instructions to the SJE within 28 days.

(v)  The SJE do provide its expert report to the parties within 28 days thereafter.

(vi)  Costs of production of the SJE report shall, in the first instance, be borne by the parties in equal securities.  The ultimate costs should be in the cause.

(vii)  There be liberty to apply.

(viii)  There be an order nisi that each party should bear its own costs for the first hearing.  Costs of the 2nd hearing should be in the cause with the hearing time limited (on party and party basis) to 30 minutes.  The order nisi shall become absolute after 14 days.

  (Queeny Au-Yeung)
Registrar

Mr. M. Chin of Messrs. Sidley Austin for the Plaintiff

Mr. B. Ng of Messrs. Simmons & Simmons for the Defendant