Read the full judgment text of HCMP 003422/2001 on BabelCite. This High Court CFI judgment was delivered on 20 February 2003.
1. By a facility letter dated 7 September 2000, the plaintiff agreed to lend a mortgage loan of HK$1,052,100 to the defendant with interest to be charged at 2.25% per annum below the best lending rate quoted by HSBC from time to time to finance her purchase of Flat No.8, 1/F, Block A, Kam Tai Court, 33 Ning Tai Road, Shatin, New Territories ("the Property"). Repayment was to be made by way of 300 equal monthly instalments of HK$7,604.65 each. By a legal charge dated 2 January 2001 ("the Legal Ch
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